A WANING PRESENCE OF BANK BRANCHES

The traditional brick-and-mortar bank branch is experiencing a noticeable decline in its presence. Driven by the boom of online and mobile banking, users are increasingly turning to digital channels for their financial needs. This shift has caused to a drop in branch establishments, and many institutions are closing existing branches to reduce cost

Free cash flow (FCF) is a crucial metric for investors and business owners alike. It illustrates the actual cash produced by a company after accounting for its operating expenses and capital expenditures. A strong FCF standing can signal a healthy and sustainable business, capable of expanding. Understanding how to calculate FCF and effectively ma